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Product · Home Loan

Home Loan.

The biggest financial decision of most people's lives. Don't make it with the first bank that calls. Compare offers from 25+ lenders, get the rate you actually deserve, and we'll handle the paperwork all the way to registration.

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Starting from
8.40%
Maximum amount
₹5Cr
Tenure
up to 30yr
LTV
up to 90%

Why pick this loan through BazaarBraker?

  • Lowest rates start at 8.40% for women applicants with strong profiles
  • Up to 90% loan-to-value on properties under ₹30 lakh, 75% above that
  • Balance-transfer options to refinance your existing home loan at a lower rate
  • Joint applications with spouse can increase eligibility by up to 70%
  • Dedicated relationship manager who shepherds your file end-to-end

Who's eligible?

Each lender sets its own criteria — these are the typical baselines. We'll match you only with lenders whose rules you actually meet.

  • Salaried or self-employed, between 21 and 65 years
  • Stable income — salary slips for 3 months or ITR for 2 years
  • CIBIL score of 750+ for prime rates
  • Property must have clear title and approved sanction plan
  • Minimum loan amount ₹5 lakh, maximum ₹5 crore

What you'll need.

Standard documents. Upload once. We share them only with the lender you choose to apply to.

  • PAN, Aadhaar, and address proof
  • Latest 6 months' salary slips and 12 months' bank statements
  • Form 16 and Form 26AS for the last 2 financial years
  • Property documents: sale agreement, NOC from builder, approved plan
  • For self-employed: 3 years of ITR, balance sheet, P&L statement
Live rates

Indicative rates from our partners.

Rates as of 2025. Your final offer depends on the lender's assessment of your profile.

LenderInterest rateProcessing feeMax tenure
SBI8.40% – 9.65%Up to 0.35%30 years
HDFC Bank8.50% – 9.40%₹3,300 flat30 years
ICICI Bank8.65% – 9.95%0.50% + GST30 years
Axis Bank8.75% – 9.80%Up to 1.00%30 years
Kotak Mahindra8.55% – 9.50%Up to 0.50%20 years
LIC Housing Finance8.50% – 9.40%Up to 0.50%30 years
PNB Housing8.65% – 9.95%Up to 0.50%30 years

* Rates are indicative and subject to change without notice. Final rate depends on credit score, income, and lender's policy.

FAQ

Things people ask.

Quick answers to the questions that come up most often.

For property values up to ₹30 lakh, lenders can fund up to 90%. Between ₹30L and ₹75L, the cap is 80%. Above ₹75L, you'll typically get 75%. The remaining amount is the down payment you arrange yourself.
Yes. Most lenders offer a 5 to 10 basis-point discount when the woman is the primary applicant or co-applicant. Some state governments also waive a portion of stamp duty for women.
A balance transfer moves your existing home loan to a new lender at a lower rate. It's usually worth it if (a) the rate difference is at least 50 basis points and (b) you have at least 5 years of tenure remaining. We'll run the math for you.
Yes. Under Section 80C you can claim up to ₹1.5 lakh in principal repayment per year, and under Section 24(b), up to ₹2 lakh in interest paid for a self-occupied property. Joint applicants can claim the deductions separately.
A co-applicant's income is added to yours to increase your loan eligibility. Spouses, parents, and siblings can co-apply. Co-owners of the property must be co-applicants.

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