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Product · Credit Cards

Credit Cards.

180+ credit cards across travel, fuel, cashback, lifestyle, and corporate. One application, matched to the cards you actually qualify for. No tele-marketing calls, no rejections that hurt your score.

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Cards available
180+
Annual fee
from ₹0
Approval
1-3d
Issuers
20+

Why pick this loan through BazaarBraker?

  • One soft credit pull shows you every card you're likely to be approved for
  • Lifetime-free cards for first-time card users
  • Premium travel cards with airport-lounge access and air-miles
  • Fuel-surcharge waiver cards for daily commuters
  • Special cards for students, women, and corporate employees

Who's eligible?

Each lender sets its own criteria — these are the typical baselines. We'll match you only with lenders whose rules you actually meet.

  • Indian resident, between 21 and 65 years
  • Salaried: minimum monthly income of ₹15,000 (varies by card)
  • Self-employed: ITR for the last year
  • CIBIL score of 700+ for premium cards
  • No prior history of credit-card default

What you'll need.

Standard documents. Upload once. We share them only with the lender you choose to apply to.

  • PAN card and Aadhaar card
  • Latest 3 months' salary slips (or ITR for self-employed)
  • Address proof
  • Latest 3 months' bank statements
  • Passport-size photograph
Live rates

Indicative rates from our partners.

Rates as of 2025. Your final offer depends on the lender's assessment of your profile.

LenderInterest rateProcessing feeMax tenure
HDFC Regalia3.49% per month₹2,500/yrUp to 4x reward points
SBI Cashback3.50% per month₹999/yr5% online cashback
Axis Magnus3.40% per month₹12,500/yr12 air miles per ₹200
ICICI Amazon Pay3.50% per month₹05% Amazon cashback
IDFC First Wealth3.49% per month₹0Lifetime free, 10x rewards
American Express MRCC3.50% per month₹4,500/yrMembership rewards
Kotak 8113.50% per month₹0Cashback on daily spends

* Rates are indicative and subject to change without notice. Final rate depends on credit score, income, and lender's policy.

FAQ

Things people ask.

Quick answers to the questions that come up most often.

Every formal application is a hard inquiry. Each one knocks 3-5 points off your score and stays on your report for 2 years. That's exactly why we use a soft inquiry to show you cards you'll be approved for, before you formally apply to any.
Free cards (lifetime-free or first-year-free) have lower rewards and fewer perks but no annual fee. Paid cards justify the fee with higher cashback, travel benefits, or lounge access — only worth it if you'll use the perks regularly.
Based on your income, existing debt, and credit history. Typically the initial limit is 2-3 times your monthly income for new users. After 6-12 months of clean usage, you can request a limit increase.
A rejection by one issuer doesn't affect another. But every hard inquiry adds friction. We try to match you only with cards you're likely to be approved for, so rejections are rare on our platform.
A secured credit card (against a fixed deposit) is a good way to build a score if you're new to credit. Use it for small purchases and pay the full bill every month. After 12-18 months you'll qualify for unsecured cards.

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Three steps. Ninety seconds. Zero impact on your credit score. See what real lenders will actually offer you.

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